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Long Term Credit
Enegy Equipments
Enegy EquipmentsSolar Water HeaterSolar Home lighting Scheme
 
Objective
 
Under this scheme loan will be granted for installation of solar water pumping system. The proposed scheme will help in harnessing the solar energy for pumping water by water pumps.
 
ELIGIBILITY
  • The fanners' land should have adequate source of water. In case any Public/Government source is being used, water right certificate from the concerned authority should be produced.
  • In case of wells they should have sufficient recouping capacity to irrigate area proposed to be brought under irrigation.
  • He should own an economic land holding with a minimum of 10 acres. However, loans can be considered even if the benefiting area is less than 10 acres provided the farmer is able to sell surplus water.
  • It is also possible that due to Technical limitation of solar pump set has been that it can work at low Heads only (shallow water sources) and low capacity (2.50 HP pump sets) 86 hence capacity to irrigate small area ode(1-2 Hectares) due to small discharge.
  • In such cases viability should be ensured and projected DSCR is not less than 1.60.
 
Components
 

Solar panel
One of the following motor-pump sets compatible with the photovoltaic array

  • Surface mounted centrifugal pump set,
  • Submersible pump set,
  • Floating pump set,
  • Any other type of motor-pump set, after approval from MNRE
 
Quantum of loan
 
  • 75% of the cost of the equipment.
 
Margin
 
  • Minimum of 25%. If subsidy is available, the same can be considered as Margin
 
Security
  • Hypothecation of equipments and mortgage of land.
 
Repayment Period
  • Minimum 5-7 years
I Anup Kumar Das, Son of Late Jiban Krishna Das, residing at Vill.- Paschim Nandabhanga, P.O.- Bakhrahat, P.S.- Bishnupur, Dist.- South 24-Parganas, West Bengal
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