CREDIT CARD - Finance Charges

(Effective from 21.05.2009) Sl. No Particulars Classic Silver Gold 1 Annual/Renewal Fee NIL NIL NIL 2 Finance Charges on Roll over Credit 1.90 % 1.90 % 1.90 % 3 Cash Advance Charges for Cash Withdrawal 2.50 % 2.50 % 2.50 % 4 Cash advance on Credit limit 20 % of limit 20 % of limit 20 % of limit 5 Cash Advance Charges at ATM Rs.100 Rs.100 Rs.100 6 Cash Advance Charges (Overseas) Rs.125 Rs.125 Rs.125 7 Late Payment Charges Rs.200 Rs.200 Rs.200 8 Charges for over the Credit limit usage Rs.100 for each occasion Rs.100 for each occasion Rs.100 for each occasion 9 Returned Cheque Rs.100 per instrument Rs.100 per instrument Rs.100 per instrument 10 Limit enhancement fee Rs.100 for each occasion Rs.100 for each occasion Rs.100 for each occasion 11 Card Replacement fee Rs.100 Rs.100 Rs.100 12 Retrival of charge slip as levied by VISA Rs.100 or the actual charges whichever is higher Rs.100 or the actual charges whichever is higher Rs.100 or the actual charges whichever is higher 13 PIN Replacement Fee Rs.50 Rs.50 Rs.50 14 Service Tax As applicable from Time to time As applicable from Time to time As applicable from Time to time