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1.Benefits :
2.Features
Age Group (Entry level)
21-40 Years
Average Balance
Rs 10,000/- Quarterly Average Balance
Debit Card
Rupay Select/ Visa Signature
ATM Access at own ATM
5 transactions (financial) per month Free.
ATM Access at other Bank ATM
3 transactions (financial + non-financial) per month at Metro or 5 transactions (financial + non-financial) per month at other centers are Free
LIFESTYLE BENEFITS & SOCIAL SECURITY
ATM Cash Withdrawal Limit
Rs 1,00,000/- per day
ATM POS Limit
Rs 3,00,000/- per day
Free Personal Accident Insurance (Death) with debit card*
Rs 5 Lakhs (by Bank), Rs 10 Lakhs (additional by NPCI for RuPay Select Card) Rs 5 Lakhs (by Bank) (in Visa Signature Card)
Free Air Accident Insurance with debit card*
Rs 50 Lakhs
*subject to change in policy
SERVICE CHARGES
Personalized Cheque Book
Unlimited FREE
NEFT/ RTGS/ IMPS
Unlimited FREE digitally
SMS Charges
FREE
CONCESSIONAL BENEFITS*
Concession in MSE Loan Rate of Interest and processing charges (Union Professional Scheme)
Concession of 0.10% in ROI 100% concession on processing fee for loan of Rs 1 Crore and above. 50% Concession in processing fee of Loan below Rs 1 Crore
Concession in Retail Loan Processing Charges
100% concession on processing fee for vehicle loan (new 4-wheeler) 100% concession on processing fee for Home loan of Rs 1 Crore and above. 50% concession on processing fee of Home loan below Rs 1 Crore and other retail loans.
Concession in Union Professional Personal Loan Scheme
Concession of 0.10% in ROI
(Concessions to be offered to the account holder with more than 6 months of satisfactory dealing)
*Terms and conditions apply.
The service charges and concessional benefits in Union Udaan shall be available to depositors only if account is funded with 10,000/- within 7 days of account opening and stipulated AQB is maintained.
3.Eligibility :
Registered practicing Individual professionals - Medical & para medical professionals, Engineers & Architects, CA/ACCA/ICWA/CFA/CFM/CS, Lawyers, Consultants, Other professionals including artists, photographers, event managers etc.
Individuals: singly or jointly and in case of joint account professional should be the primary account holder.
5.FAQ
Can Union Udaan account of customers other than stipulated professionals be opened?
Ans- No. Only professionals with valid registration from respective association/board/institute are eligible to open Union Udaan Savings account.
If a customer opens both Union Udaan current & savings account in Individual name whether concessions offered with individual schemes be available on cumulative basis
Ans- No. Concessional features shall not be available on a cumulative basis. For instance, any professional having both savings and current account in individual name, He/ She will be eligible for concession of only 0.10% ROI and concessions will not be clubbed.